Workers Compensation for Drafting Firms
If you employ any staff — drafters, designers, admin — workers compensation is legally required in nearly every U.S. state. It covers employee injuries, illness, and lost wages so your firm doesn't pay out-of-pocket.
What Workers Comp Covers
Drafting seems low-risk — but repetitive stress injuries (RSI), carpal tunnel, back injuries from ergonomic issues, and slip/fall accidents are all real claims at drafting firms. Workers comp ensures your employees get proper care and your business doesn't absorb catastrophic costs.
Sole Proprietor vs. Employer
Solo Drafter / Sole Proprietor
Most states exempt sole proprietors with no employees from mandatory workers comp requirements. However, many clients and contracts require you to carry coverage anyway — or to prove you're exempt. We can help you get a waiver certificate if needed.
Drafting Firm with Employees
If you have even one W-2 employee, workers comp is almost certainly mandatory. Penalties for non-compliance are steep — fines, stop-work orders, and personal liability for injury costs. We'll get you compliant quickly.
Protect Your Team
Workers comp rates for low-risk drafting firms are competitive. Get your quote today.
Get Workers Comp Quote