Business Owners Policy (BOP) for Drafters
A BOP bundles general liability and commercial property coverage in a single, cost-effective policy — purpose-built for small drafting firms and independent drafting professionals.
What's in a Drafter's BOP?
Instead of buying GL and commercial property separately, a BOP packages them together with business interruption coverage — typically at 10–20% savings versus buying separate policies. Most carriers require revenue under $5M and a single location.
General liability ($1M/$2M standard limits)
Commercial property (building and/or contents)
Business interruption — lost income while restoring operations
Optional: Hired and non-owned auto liability
Optional: Equipment breakdown coverage
Optional: Employee dishonesty and crime coverage
BOP vs. Separate Policies
| Coverage | BOP Package | Separate Policies |
|---|---|---|
| General Liability | ✅ Included | ✅ Separate |
| Commercial Property | ✅ Included | ✅ Separate |
| Business Interruption | ✅ Included | ❌ Often excluded |
| Avg Annual Premium | ~$600–$1,200 | ~$800–$1,600 |
| Admin Burden | One policy | Multiple renewals |
Get Your BOP Quote
Most drafting firm BOPs run $600–$1,200/year. Bundle with professional liability (E&O) for full protection.
Get BOP Quote