Commercial Property Insurance for Drafters

Protects your physical business assets — CAD workstations, large-format plotters, drafting tables, furniture, and your physical workspace — from fire, theft, vandalism, and weather events.

What Gets Covered

Drafting equipment is expensive. A high-end CAD workstation with dual monitors can cost $5,000–$15,000. A large-format plotter runs another $3,000–$10,000. If your studio suffers a fire or theft, commercial property coverage pays to replace what you lost.

CAD workstations, monitors, and peripherals

Large-format printers and plotters

Drafting tables, furniture, and office equipment

Studio improvements and betterments

Business records and stored media

External hard drives and backup systems

Commercial property insurance for CAD workstations and drafting equipment

Replacement Cost vs. Actual Cash Value

Replacement Cost (RC)

Pays you what it costs to buy the same or equivalent item new today, regardless of depreciation. Best for equipment-heavy drafting studios.

Recommended for most drafters

Actual Cash Value (ACV)

Pays the depreciated value of your equipment — so a 4-year-old CAD station worth $12,000 new might only yield $4,000. Lower premium, lower payout.

Lower cost, higher risk

Protect Your Equipment Investment

Commercial property coverage for drafting studios from $40/month. Bundle with GL and E&O for best pricing via a Business Owners Policy (BOP).

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